White Paper
Capital redundancy in indexed annuities
By Yan Fridman and Karthik Yadatore
29 August 2022
We estimate that current factor-based statutory capital requirements and capital standards resulted in capital redundancy of approximately $3.4 billion for Fixed Indexed Annuities (FIA) as of December 2021. Our paper analyzes capital redundancy in FIAs and argues that the use of principle-based methods would reduce the cost of capital in FIAs.
Explore more tags from this article
About the Author(s)
Contact us
We’re here to help you break through complex challenges and achieve next-level success.