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The home stretch: Accessing home value to fund long term care

ByRobert Eaton, Tin Long, and Katja Hanewald
1 November 2020

This article describes new mechanisms to fund long-term care (LTC) using housing wealth. Most individuals will need long-term care at some point as they get older, and a house is often the largest part of a person’s wealth. In this article, which appeared in the November 2020 issue of Long-Term Care News—a publication of the Society of Actuaries—we describe new approaches to long-term care financing that rely on home equity release, and several of the challenges individuals face. We cover topics such as:

  • Unlocking and financing housing wealth
  • Product design and marketing
  • Pricing and risk management

This article was published by the Society of Actuaries.

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Tin Long

Katja Hanewald

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