Insight
Pulse Survey: Mental health benefits
Survey: Since the pandemic began, 66% of employers report increased use of mental health resources offered through their benefits plan, and 62% indicate a significant spike in claim costs
Medical underwriting in the Medicare Supplement industry generally consists of “knock out” questions regarding medical history. While underwriting may protect against excessive anti-selection, carriers may be able to optimize the balance between minimal screening of conditions and very rigorous screening that eliminates all but condition-free applicants.
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Kenneth L. Clark
INSIGHT
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