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Actuarially sound rating manuals are essential to adequate and competitive pricing of dental insurance risks. Insurers who forgo periodic, comprehensive analyses to ensure the appropriateness of their dental rating manuals risk reduced product marketability (if rates are too high) or non-profitability and adverse selection (if rates are too low).
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Is your dental rating manual stale?
Insurers who forgo periodic, comprehensive analyses to ensure the appropriateness of their dental rating manuals risk reduced product marketability (if rates are too high) or non-profitability and adverse selection (if rates are too low).
Sean Hilton, Thomas Murawski