Julia M. Friedman

As a principal and consulting actuary at Milliman, Julia is passionate about providing her clients with insights to live up to Milliman's mission: to serve our clients to protect the health and financial well-being of people everywhere. With over 15 years of experience working with a range of healthcare organizations—including health plans, Medicare Advantage/Part D, Managed Medicaid, provider systems, union groups, and organizations in the investment space—she delivers on providing strategic actuarial and market insights that support her clients in better understanding the financial and long-term impacts of the ever-changing Medicare Advantage landscape. Julia's expertise covers key areas critical to helping her clients achieve their business aims:

• Medicare Advantage bid development and support
• Medicare Advantage competitive analysis and insights
• Regulatory impacts
• Risk adjustment models and predictive analytics
• Pricing models, rating strategies, and benefit relativities
• Benchmarking review

Leadership and collaboration:

As a leader, Julia thrives on building strong, collaborative relationships with both her clients and internal teams. She is passionate about leading high-performing teams and mentoring emerging actuaries in their career development. Her enthusiasm for the Medicare Advantage market fuels her commitment to spearheading research at Milliman, focusing on innovative strategies to help our clients navigate new and emerging challenges.

Empowering informed decisions:

Julia understands that healthcare decision-making involves aligning diverse stakeholders—from clinicians to policymakers—and she excels at working across these groups to deliver timely, impactful results. By combining strategic vision with data-driven insights, Julia empowers clients to make informed decisions. Her goal is to ensure that her clients succeed in achieving their goals with sustainable and well-developed solutions while operating in the rapidly changing Medicare Advantage marketplace.